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Monday, April 23, 2012

Get the Regular Updates for banking Exams in India



Get the Regular Updates for banking Exams in India 

RBI INFORMATION HANDOUT Download

Saturday, April 14, 2012

RBI General Awareness Questions


1. What role do Micro, Small and Medium Enterprises (MSMEs) play in a country’s economic and industrial development ?
(A) They have the capacity to absorb skilled and unskilled labour available in the country.
(B) Such institutions help in distribution of income in a wide spectrum and do not allow it to get concentrated in few hands or in few areas.
(C) They help in eradication of poverty by providing self-emplovment opportunities.
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) Only (A) & (C)
(5) All (A), (B) & (C)
2. Which of the following statements about the Indian Economy is correct ?
(1) Indian economy is as developed as that of China
(2) About 70% Indians are involved in some type of self-employment and are the owners of some or the other micro or small enterprise
(3) In India single biggest employment is agriculture and allied activities
(4) About 48% Indian workforce is employed in foreign countries or in organisations assisted by foreign capital
(5) None of these
3. Which of the following is/are correct about the problems of Indian Agriculture ?
(A) Large agricultural subsidies are hampering productivity-enhancing investments.
(B) Irrigation infrastructure is in bad shape and needs immediate improvement.
(C) Frequent takeovers of fertile land by private companies and multinationals to launch big business complexes.
(1) Only (A)
(2) Only (A) & (B)
(3) Only (A) & (C)
(4) All (A), (B) & (C)
(5) None of these
4. As per news in various journals, many banks have failed to achieve agri-loan target fixed by the RBI for the year 2010-11. What was the target fixed for the year ?
(1) 10%
(2) 15%
(3) 18%
(4) 24%
(5) 30%
5. Which of the following statements about Agro and Allied activities is not correct ?
(1) Farmers do not get adequate credit for purchase of cattle
(2) There is a need to improve breed and genetic characteristics of the cattle folk
(3) India has huge forest cover and also degraded and marshy land which can be used for productive purposes
(4) India is the 10th largest producer of medicinal and aromatic plants, but the products are not of commercial-value
(5) Animal husbandry plays an important role in providing sustainability under Rain-fed conditions
6. Which of the following schemes launched by the Government of India aims at enhancing the livelihood security of the people in rural areas by guaranteeing hundred days of employment in a financial year to a rural household whose adult members volunteer to do unskilled manual work ?
(1) TRYSEM
(2) Pradhan Mantri Gram Sadak Yojana
(3) Kutir Jyoti Scheme
(4) ASHA
(5) MGNREGA
7. In some parts of India, farmers face acute distress because of heavy burden of debt from non-institutional lenders. Who can be called a non-institutional lender ?
(1) Small Banks
(2) Grameen Banks
(3) Credit Cooperative Societies
(4) Micro Finance Institutions
(5) Moneylenders

8. The South Asian Free Trade Agreement (SAFTA) was introduced with a view of levying how much custom duty for trading any product within the SAARC zone ?
(1) 5%
(2) 4%
(3) 2%
(4) 1%
(5) No customs duty
9. Which of the following organisations prepares rural credit plans on annual basis for all districts in India, which in turn form the base for annual credit plans of all rural financial institutions ?
(1) SIDBI
(2) NABARD
(3) RBI
(4) Indian Banks Association
(5) CII
10. Which of the following is TRUE about the current population trend (s) in India ?
(A) Every year India adds more people to the world’s population than any other country.
(B) Currently India has a young population which will grow somewhat older largely as a result of decline in fertility.
(C) The National Family Planning Programme did not contribute much in controlling fertility rate.
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) Only (A) & (B)
(5) All (A), (B) & (C)
11. In economic terms, which of the following factors determine the ‘Individual’s demand’ of a product/ commodity ?
(A) Price of a commodity.
(B) Income of the mdividual.
(C) Utility and quality of a commodity
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) Only (A) & (C)
(5) All (A), (B) & (C)
12. Which of the following terms is used in the field of economics ?
(1) Adiabatic
(2) Bohr Theory
(3) Plasma
(4) Barter System
(5) Viscosity
13. “Pascal Lamy calls on trade negotiators to move out of their comfort zones towards agreements”, was the headline in some major newspapers. This news is associated with which of the following organisations/agencies ?
(1) World Trade Organisation
(2) International Monetary Fund
(3) World Bank
(4) United Nations Organisation
(5) North Atlantic Treaty Organisation
14. Which of the following is not a function of the Planning Commission of India ?
(1) Assessment of the material, capital and human resources of the country
(2) Formulation of plans for the most effective and balanced utilisation of country’s resources
(3) Public cooperation in national development
(4) Preparation of annual budget of the country and collection of taxes to raise capital for the implementation of the plans
(5) Determination of stages in which the Plan should be carried out
15. Which of the following periods represents the period of the first Five-Year Plan in India?
(1) 1948 – 53
(2) 1947 – 52
(3) 1952 – 57
(4) 1950 – 55
(5) 1951 – 56
16. Which of the following is the name of the process available to common people to seek court’s intervention in matters of public interest ?
(1) Public Interest Litigation (PIL)
(2) Habeas Corpus
(3) Ordinance
(4) Residuary power
(5) None of these
17. India’s foreign policy is based on several principles, one of which is
(1) Panchsheel
(2) Satyamev Jayate
(3) Live and Let Live
(4) Vasudhaiv Kutumbkam
(5) None of these
18. As we know thousands of tonnes of foodgrain was washed away in the floods in Haryana and Punjab a few months back. This incident is an example which indicates that there is a scope for improvement in our machinery controlling our
(1) Mid Day Meal Scheme
(2) Public Distribution System
(3) Food for Work Programme
(4) Village Grain Bank Scheme
(5) Operation Flood Scheme
19. President Barack Obama was on a visit to India a few months back. His visit is said to have forged both the nations into a new era of relations. India managed to sign a special agreement with US in which of the following fields/areas as a byproduct of the visit of Obama ?
(A) Energy sector & Nuclear energy as US has lifted sanctions on supply of high tech machines.
(B) Skill Development Programmes in IT sector in which US has super-specialisation.
(C) Training in management of Micro-finance Institutions.
(1) Only (A)
(2) Only (B)
(3) Only (A) & (C)
(4) Only (B) & (C)
(5) Only (A) & (B)
20. Many times we read a term Tax Haven’ in various newspapers. What does it mean ?
(A) It is a country where certain taxes are levied at a very low rate.
(B) It is a country where people can dump their illegal money without any problem.
(C) It is a place where foreigners can work without paying any tax on their income.
(1) Only (A) & (B)
(2) Only (B)
(3) Only (B) & (C)
(4) Only (A)
(5) All (A), (B) & (C)
21. As per existing law, what is the minimum per day wages paid to a worker from unorganised sector in India ?
(1) Rs. 50
(2) Rs. 75
(3) Rs. 100
(4) Rs. 125
(5) No such law is there
22. Who amongst the following was awarded the “Indira Gandhi Peace Prize” for 2010 ?
(1) Ronald Noble
(2) Luiz Inacio Lula D’Silva
(3) Mohammed ElBaradei
(4) Aung San Suu Kyi
(5) None of these.
23. Which of the following is not a Poverty Eradication Programme launched by the Government of India ?
(1) Swarnjayanti Gram Swarozgar Yojana
(2) Jawahar Gram Samridhi Yojana
(3) National Social Assistance Programme
(4) AADHAAR
(5) National Family Benefit Scheme
24. According to the World Bank estimate about 40% Indians are living below International Poverty line of US $
(1) 1 per day
(2) 1.25 per day
(3) 2 per day
(4) 2.5 per day
(5) 3 per day
25. The 10th Trilateral Ministerial Meeting of RIC group was organised in November 2010. Who are the members of the RIC ?
(1) Russia – Iran – China
(2) Russia – India – China
(3) Romania – Iran – Canada
(4) Romania – Israel – Chile
(5) Russia – India – Croatia
26. India and Syria recently decided to double their trade in next 2 years. Indian Government has decided to export which of the following commodities to Syria ?
(1) Natural gas
(2) Milk
(3) OIL
(4) Wheat
(5) All of these
27. India has sanctioned a Rs. 26 million grant to which of the following countries for development of tube wells ?
(1) Myanmar
(2) Bangladesh
(3) Nepal
(4) Pakistan
(5) Sri Lanka
28. Which of the following is the name of the scheme launched by the Government of India for adolescent girls ? (Launched in November 2010)
(1) Swawlamban
(2) SABALA
(3) AADHAAR
(4) ASHA
(5) None of these
29. Many times we see in financial journals/bulletins a term M3. What is M3 ?
(1) Currency in circulation on a particular day
(2) Total value of the foreign exchange on a particular day
(3) Total value of export credit on a given date
(4) Total value of the tax collected in a year
(5) None of these
30. As per news in various newspapers, Government has allocated a huge sum of Rs. 31,000 crore for ‘RTE’. What is full form of RTE ?
(1) Right to Education
(2) Reforms in Technical Education
(3) Return to Empowerment
(4) Right to Empowerment
(5) Renewable Technology for Energy
31. Which of the following is not a major function of the RBI in India ?
(1) Issuance of currency notes
(2) To facilitate external trade and payment and developing a foreign exchange market in India
(3) Maintaining price stability and ensuring adequate flow of credit to productive sectors
(4) Taking loans/credit from World Bank/IMF and ADB etc. and reallocating it for various activities decided by the Government of India
(5) Formulation and monitoring the monetary and credit policy
32. The RBI has regional offices at various places. At which of the following places it does not have an office ?
(1) Kota
(2) Shimla
(3) Lucknow
(4) Panaji
(5) Guwahati
33. Which of the following organisations/agencies has given a US, $ 407 billion loan to India to boost up its micro finance services in unbanked areas ?
(1) IMF
(2) World Bank
(3) Bank of Japan
(4) ADB
(5) Jointly by IMF and ADB
34. The Prime Minister’s Economic Advisory Council (PMEAC) has projected that the Indian Exports will grow by what percentage during 2010-11 ?
(1) 15%
(2) 18%
(3) 22%
(4) 24%
(5) 28%
35. Which of the following organisations/agencies has given the estimate that India will be third largest FDI recipient in 2010-12 ?
(1) UNCTAD
(2) WTO
(3) World Bank
(4) IMF
(5) None of these
36. The performance of which of the following industries is considered performance of a core industry ?
(1) Garments
(2) Leather
(3) IT
(4) Oil and Petroleum
(5) Handicrafts
37. Who amongst the following is not a recipient of Nobel Prize in economics ?
(1) Peter A. Diamond
(2) Dale T. Mortensen
(3) Amartya Sen
(4) Paul Krugman
(5) Robert G. Edwards
38. Basel Committee has given its recommendations on which of the following aspects of banking operations ?
(1) Marketing of bank products
(2) Priority sector lending
(3) Risk Management
(4) Micro financing
(5) All of these
39. Which of the following is the rank of India in Human Development Report 2010 prepared by the UNO ?
(1) 99
(2) 100
(3) 115
(4) 119
(5) None of these
40. Which of the following was/were the key objectives of the RBI’s review of Monetary and Credit Policy 2010-11 which was reviewed again on 2nd November 2010 ?
(A) To sustain the anti-inflationary thrust.
(B) To maintain an interest rate regime consistent with price.
(C) To provide e^rtra tax incentives to exporters who were in stress due to market fluctuations.
(1) Only (A)
(2) Only (B)
(3) Only (A) & (B)
(4) All (A), (B) & (C)
(5) None of these
41. PUGS is the group of nations falling under
(1) Euro zone
(2) Asia Pacific
(3) SAARC
(4) NATO
(5) Commonwealth
42. Which of the following is / are the preconditions, the IMF has put to provide bail out package to Ireland ?
(A) It should gradually lower down unemployment benefits.
(B) It should bring down the minimum wages in order to boost employment.
(C) It should import some of the crucial commodities from non euro countries as an immediate measure to improve shortage of the same.
(1) Only (A) & (B)
(2) Only (B) & (C)
(3) Only (A) & (C)
(4) Only (A)
(5) All (A), (B) & (C)
43. India is self sufficient in production of which of the following commodities ?
(1) Edible oil
(2) Milk
(3) Pulses
(4) Natural gas
(5) All of these
44. Which of the following is used as a fuel in Nuclear power stations in India ?
(1) Thorium
(2) Copper
(3) Tin
(4) Cromium
(5) All of these
45. Which of the following States has taken up the job of improving Dams with the help of the World Bank’s Dam Rehabilitation and Improvement project ?
(1) Kerala
(2) Gujarat
(3) Tamil Nadu
(4) Uttar Pradesh
(5) Guwahati
46. Nitish Kumar-led National Democratic Alliance won how many seats in recendy held assembly elections in Bihar ?
(1) 150
(2) 243
(3) 200
(4) 206
(5) None of these
47. Who amongst the following is the author of the book “Development as Freedom”?
(1) M. S. Swaminathan
(2) C. Rangarajan
(3) Manmohan Singh
(4) Y.V. Reddy
(5) Amartya Sen
48. Which of the following terms is used in Finance and Banking ?
(1) Line of Sight
(2) Scattering Loss
(3) Revenue
(4) Oscillation
(5) Shielding
49. Who amongst the following is a famous economist ?
(1) Richard Dawkins
(2) Alan Greenspan
(3) Vernon Heywood
(4) Olivar Sachs
(5) Stephen Hawking
50. Who amongst the following has never held post of the Governor of the RBI
(1) C. Rangarajan
(2) L. K. Jha
(3) Manmohan Singh
(4) Bimal Jalan
(5) Usha Thorat
KEYS
1. [4]6. [5]11. [5]16. [1]21. [3]26. [4]31. [4]36. [4]41. [1]46. [4]
2. [3]7. [5]12. [4]17. [1]22. [2]27. [5]32. [1]37. [1]42. [5]47. [5]
3. [4]8. [5]13. [3]18. [4]23. [2]28. [5]33. [2]38. [3]43. [1]48. [3]
4. [3]9. [2]14. [4]19. [5]24. [1]29. [1]34. [3]39. [4]44. [1]49. [2]
5. [4]10. [1]15. [5]20. [2]25. [2]30. [1]35. [1]40. [3]45. [1]50. [5]

Sunday, April 8, 2012

RBI Current Affairs Questeion Paper

1) The Committee on Financial Sector Assessment(CFSA) set up by the Reserve Bank of India has also recommended several reforms in which of the following laws in India ?
1) Taxation Laws
2) Commercial Laws
3) Banking Regulation Laws
4) Property Laws 
5) All of these

Ans 3

2) A Bank normally does not have to deal with an issue related to-----
1) Payment and settlement system
2) Contractual rights of Creditors
3) Intellectual Property of rights
4) Cases of Insolvency
5) Coordination between regulators active in Banking/Financial sectors

Ans 3

3) Many times we read in newspapers that some bank has/have to write off certain amount advanced by them.In banking terminology, what does write off mean ?
1) Loans sanctioned on paper but bank has yet to make provision for the same so that borrower can withdraw the money.
2) Big corporate loans for which bank has//have to take approval from RBI.
3) Loans for which documentation work is yet to be completed
4) Bad and uncollectable loan.
5) Those loans which can never become bad or uncollectable loans as they are given under some social assistance scheme by the  government of India.

Ans 4

4) As per the report published in various financial newspapers/magazines,export to euro zones from various countries and India unexpectedly tumbled again in last two/three months.what does it indicate?
A) It has raised fresh doubts about the reality of the economics recovery of "16 Countries strong"Euro zone.
B) Euro has yet to established its Credibility as an acceptable currency.Countries still prefer US $ to any other currency for major trans-border trades.
C) Euro Zone Countries do not wish to import much from India

1) Only A
2) Only B
3) Only C
4) All A,B and C
5) None of these

Ans 2

5) Who among the following was the chairperson of the "working Group on Benchmark Prime Lending Rate(BPLR) " constituted by the Reserve Bank of India?
1) Dr.K.C.Chakrovorty
2) Mr.Deepak Mohanty
3) Mr.R.Bhaskaran
4) Mr.O.P.Bhatt
5) Mr.M.V.Nair

Ans 1

6) The Index of Industrial Production(IIP) is completed and released by which of the following organizations/agencies?
1) Registrars of Companies.
2) Confederation of Indian industries
3) Bombay Stock Exchange
4) Reserve bank of India 
5) Central Statical organization

Ans 4

7) Many time we read in financial newspapers about public Debt.Which of the following is/are the component of the Public Debt ?
A) Market Loans
B) External Loans
C) Outstanding against Saving Scheme/Provident Fund
1) Only A
2) Only B
3) Both A and B
4) Only C
5) All A, B, C

Ans 5

8) Retail investors made Rs 1.9 lakh Crore in market rally.as the news in some major financial newspapers recently.The term "Retails investors" as used in this headline,means which of the following type of stock market investors ?
1) Promoters of the companies
2) Individuals
3) Foreign Institutional Investors
4) Mutual Funds
5) Corporate bodies

Ans 2

9) As per the news published in major news papers,the Reserve Bank of India(RBI) raised statuary liquidity Ratio(SLR) by 100 basis points to 24%.What was the reason owing to which RBI raised the SLR ?
A) It will help in reducing liquidity in the market.
B) Inflation will come down substantially.
C) It will facilitate companies to launch their IPOs as the financial climate will become conductive for the same.
D) It will facilitate companies to launch their IPOs as the financial climate will become conductive for the same

1) Only A
2) Only B
3) Only A and B
4) Only B and C
5) All A, B and C

Ans 3

10) As Per the Reserve Bank of India the economic condition in India are not yet suitable for full convertibility of Rupee.At present rupee is convertible at which of the following accounts ?
A) Fully at Capital Account
B) Fully at Current Account
C) Partially at Trade Account
1) Only A
2) Only B
3) Only C
4) Only A and C
5) None of these

Ans 2

11) As per the existing norms and political of the RBI. Banks are required to advance how much of their total advances to priority Sectors ?
1) 30%
2) 35%
3) 40%
4) 25%
5) None of these

Ans 3

12) The Rate of interest,banks charge to its main and Prime.customer is popularly called as------
1) Risk Premium
2) Prime Lending Rate
3) Repo Rate
4) Reserve Repo Rate
5) Cost of Fund

Ans 2

13) Which of the following was the First Mutual Fund listed on the newly launched Mutual Fund platform on National Stock Exchange ?
1) UTI Mutual Fund
2) SBI Mutual Fund
3) LIC Mutual Fund
4) Bank of Baroda Mutual Fund
5) None of these

Ans 1

14) Which of the following is one of the eight Millenium Development goals set by the UNO ?
1) Eradication of Poverty and Extreme Hunger
2) Reduction in Nuclear warheads in the world
3) Total Peace in Iraq and Afghanistan
4) Restoration of Peace in Darfur
5) None of these

Ans 1

15) A borrowal account is classified as sub-standard if it overdue for more than 90 days.It means that the account has to be overdue at the maximum for ----------- in order to be classified in the doubtful category:
1) 12 month
2) 15 month
3) 18 month
4) 17 month
5) None of these

Ans 2

16) Parambikulam-Aliyar Multipurpose project located in the Hills of ---------
1) Nilgiri hills range
2) Periyar hills range
3) Anamalai hills Range
4) Sahyadri hills Range
5) None of these

Ans 3

17) Which of the following cannot be called as a Debt instrument as referred in financial transaction?
1) Certificate of deposit
2) Bonds
3) Stocks
4) Commercial Papers
5) Loans

Ans 5

18) Which of the following is not a Social Sector Programme launched by the govt of India ?
1) Sarva Siksha Abhiyan
2) National Rural Employment Guarantee Scheme
3) Mid Day meal Scheme
4) National Rural Health Mission
5) Overseas Indian Citizenship Scheme

Ans 5

19) When was the "Self Help Group"bank linkage Programme Started ?
1) 1992
2) 1995
3) 1998
4) 2001
5) None of these

Ans 1

20) The Olympic Games 2016 will be organized in the city of ----------
1) New Delhi
2) Paris
3) Tokyo
4) New York
5) Rio de Janeiro

Ans 5

Saturday, April 7, 2012

Tamilnad Mercantile Bank Clerks Recruitment 2012


Become familiar with the Recruitment of Clerks 2012 at TMB.
Learn more about the Recruitment of Clerks at TMB.
Qualification:
A Graduate (Arts, Commerce & Science) other than Engineering category with 50% marks or a Post Graduate, from a recognized University in regular college course with knowledge in Computer Operations.
[OR]
An Engineering Graduate with 55% marks from a recognized University in regular college course with knowledge in Computer Operations.
Note: Students who are awaiting final semester result may also apply subject to the conditions mentioned in this page.
Age:
Maximum: For Graduates: 24 years and for Post Graduates 26 years as on Mar 31, 2012.
Relaxation for MBC / BC will be 2 years. Relaxation for SC / ST / Physically Handicapped will be 5 years.
Cut Off Date of Birth for Under Graduates:
  • For General: Date of Birth on or after - Apr. 01, 1988
  • For MBC / BC: Date of Birth on or after - Apr. 01, 1986
  • For SC / ST / PH: Date of Birth on or after - Apr. 01, 1983
Cut Off Date of Birth for Post Graduates:
  • For General: Date of Birth on or after - Apr. 01, 1986
  • For MBC / BC: Date of Birth on or after - Apr. 01, 1984
  • For SC / ST / PH: Date of Birth on or after - Apr. 01, 1981
Fee:
Candidates will have to pay a fee of Rs. 200.00 (Rs. 100.00 for SC / ST Candidates) by way of crossed demand draft drawn in favour of Tamilnad Mercantile Bank Ltd. Payable at Thoothukudi / Tuticorin or Tirunelveli.
Procedure for selection:
The candidates should appear for written examination to be held at Chennai, Madurai, Salem, Tirunelveli, and Thoothukudi centres. The Date, Time and Venue of Written Test will be communicated to the eligible candidates individually by post. The written examination will be of objective type. After evaluation, on the basis of the written test, candidates will be short listed for a personal interview in the order of merit.
Training / Probationary Period:
Selected candidates will be placed at any Branch / Office on Probation for a period of one year. They will be fixed at following pay scale with applicable DA.
7200-400/3-8400-500/3-9900-600/4-12300-700/7-17200-1300/1-18500-800/2-20100
The emoluments during the period of probation will be Basic Pay of Rs. 8000/- plus applicable DA (At present Rs. 5,040/-) etc. The total emoluments at present approximately is Rs. 13,900/- per month.
The selected candidates will be posted anywhere in INDIA.
Last Date for Filing Online e-Application is Apr 25, 2012.
Any application submitted without registering online e-Application will not be considered.
The candidate SHOULD submit a hard copy of the application which is printed after online registration and it should be accompanied with the following documents and a demand draft of Rs. 200.00 (Rs. 100.00 for SC / ST Candidates) drawn in favour of Tamilnad Mercantile Bank Ltd. payable at Thoothukudi / Tuticorin or Tirunelveli. Originals of the certificates should NOT be sent / submitted. The bank will not be responsible for loss of the original certificates. The originals will be required for verification at the time of interview only.
Conditions for Candidates who are graduates at the time of applying for the job now:
  • The application should be signed by the applicant.
  • One recent passport size color photograph to be affixed in Hard Copy of e-Application.
  • Age Proof (Self attested Photo Copy of SSLC or Higher Secondary Mark Sheet or Transfer Certificate).
  • Self attested Photo Copy of SSLC and Higher Secondary (+2) Mark Sheet.
  • Self attested Photo Copy of Degree Certificate or Provisional Certificate.
  • Self attested Photo Copy Mark Sheets or Consolidated Mark Sheet for proof of Marks Scored.
  • Proof for Age / Fee Relaxation - (Self attested Photo Copy of Certificate for MBC / BC/SC / ST / Physically Handicapped).
Conditions for Candidates who are awaiting final semester result at the time of applying for the job now:
  • The final semester examination should have been appeared in the current year only.
  • If selected for interview, before appearing for the interview, they should have complied with all the eligible criteria fixed for the post.
  • The application should be signed by the applicant.
  • One recent passport size color photograph to be affixed in Hard Copy of e-Application.
  • Age Proof (Self attested Photo Copy of SSLC or Higher Secondary Mark Sheet or Transfer Certificate).
  • Self attested Photo Copy of SSLC and Higher Secondary (+2) Mark Sheet.
  • Proof for Age / Fee Relaxation - (Self attested Photo Copy of Certificate for MBC / BC/SC / ST / Physically Handicapped).
The said hard copy of the e-Application along with the demand draft and enclosures stated above should reach us within 5 days from the date of Online eApplication registration but not later than Apr 30, 2012.

General Conditions & Instructions:
  • Any handwritten correction in eApplication except Document Attachment Section and Signature will not be accepted. All such eApplications will not be considered.
  • Take a Laser Print Out of the Online eApplication Form for Submission in A4 Size Sheet Only.
  • Print two copies of this eApplication Form on A4 Size Sheet Only, one to be sent to us and the other for your reference.
  • After Registration of Online eApplication, a soft copy of your eApplication Form can be sent to your email address with registration number by clicking on appropriate button immediately after completion of eApplication Registration Process.
  • In case printing facility is presently not available, you may print this eApplication from your email.
  • Write your "Application Serial Number" and your Full Name at the back of the demand draft / pay order.
  • Write "Application Serial Number" on all the documents enclosed by you.
  • Except for the Demand Draft / Pay Order in Original, Send Only Photocopies of all the other documents along with the Original eApplication Form. Please take photocopy of all documents in A4 Size Full Sheets only. Do not attach cut / small / half sheets for photocopies. If the original documents are larger than A4 size, you may reduce the same to A4 size, at the time of taking photocopy.
  • Paste a Recent Color Photograph (Size: 2" x 2" ONLY) in the space provided. Do not use stapler pins.
  • Tick Mark all the documents enclosed in the application form and attach the documents in the same order as per the list in the application form.
  • Any unlisted documents you wish to enclose may be noted in the application form and attached appropriately.
  • Sign the application form and self attest all the documents enclosed.
For future use, kindly keep 2 identical copies of the passport size color photograph at your end as affixed in the application form.
Disclaimer:
Please note that in case of non-submission of the hard copy of the eApplication or eApplication with incorrect / incomplete particulars or eApplication received without the relative examination fee, received without copies of certificates, and not received within the stipulated date are liable to be rejected. No further correspondence will be entertained in this regard.
Further, the Bank reserves the right to reject any application without assigning any reason and Bank's decision in the matter of eligibility, conduct of examination; interview and selection would be final. No correspondence in this regard will be entertained by the Bank which may please be noted. The Bank reserves the right to eliminate the ineligible candidates at any point of time, before, during, or after the written test / interview / selection. The Decision of the Bank is final.
E-mail will be sent to the candidates with their registration number after filing the e-application.
Any application submitted without registering online e-Application will not be considered.
The cover containing hard copy of the application along with the demand draft / pay order and copy of other testimonials should be super scribed as "Application for Recruitment of Clerks 2012" and should reach us within 5 days from the date of online e-application filing but not later than Apr 30, 2012 to:

The General Manager,
Human Resources Development Department,
Tamilnad Mercantile Bank Ltd.
Head Office, # 57, V. E. Road,
Thoothukudi 628 002.

Please note, the last date for Online e-Application Filing is Apr 25, 2012 and the Hard Copy of the said e-Application along with the enclosures stated above should reach us within 5 days from the date of online e-application filing but not later than Apr 30, 2012. On receipt of the application, the same shall be verified and eligible applicants will be communicated individually by post / email with details about the written test / interview to be attended. The bank will not entertain any correspondence / emails / phone calls in regards to this recruitment process whatsoever. The decision of the bank in the selection of the candidates at every stage is final.
How to Apply for this Job Online:
  • First you need to register on our servers and get a user id with password.
  • After registering, login with the user id and password as selected by you. You must login with your user id and password to apply for this job.
  • After login, you need to upload your complete resume on the server (if you have already uploaded your resume, skip this step).
  • Once the complete resume is updated on the server, please visit this page again and you will see the option "Click Here to Apply for this job online". If you still do not see this link, you can try to re-load / re-fresh this page from the server. Please remember this option will be accessible only after you login with your user id and password.
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Friday, April 6, 2012

RBI Computer Model paper-2012


Special effects used to introduce slides in a presentation are called
1) Effect
2) Custom Animation
3) Transition
4) Animation
5) Present Animation

Ans 3

2) Computer send and receive date in the form of ------------- signals
1) Analog
2) Digital
3) Modulated
4) Demodulated
5) All of these

Ans 2

3) Most World Wide Web pages contain commands in the language
1) NIH
2) URL
3) HTML
4) IRC
5) FTP

Ans 3

4) ---------- are graphical objects used to represent commonly used application
1) GUI
2) Drivers
3) Windows
4) Applications
5) Icons

Ans 5

5) Which of the following operating system is not owned and licensed by a company ?
1) Unix
2) Linux
3) Windows 2000
4) Mac
5) Windows

Ans 1

6) In any window,the maximize button, the minimize button and the close buttons appear on
1) Title bar
2) Menu bar
3) Status bar
4) Ruler bar
5) Tool bar

Ans 1

7) Which is the slowest internet connection services?
1) Digital Subscriber
3) T1
3) Cable modem
4) Leased line
5) Dial-up services

Ans 5

8) Every component of your computer is either
1) Software of CPU/RAM
2) Hardware or Software
3) Application software or System software
4) Input devices or output devices
5) None of these

Ans 2

9) Checking that a pin code number is valid before it is entered into the system in an example of
1) Error connection
2) Backup and recovery
3) Data Preparation
4) Data validation
5) None of these

Ans 4

10) A compiler translates higher level programs in to a machine language program which is called
1) Source code
2) Object code
3) Compiled code
4) Beta code
5) None of these

Ans 2

11) A field that uniquely identifies which person, thing or event the record describes is a
1) File
2) Data
3) Key
4) Field
5) None of these

Ans 5

12) The ability to find an individual item in a file immediately
1) Sequential access
2) File allocation table
3) Direct access
4) Directory
5) None of these

Ans 3

13) Computer Connected to a LAN can
1) Run faster
2) Go online
3) Shear information/share peripheral equipment
4) E-mail
5) None of these

Ans 3

14) A CD-RW disk
1) has faster access than an internal disk
2) is a from of optical disk, so it an only be written once
3) holds less data than a floppy disk
4) can be erased and rewritten
5) None of these

Ans 4

15) The two major Category of software include
1) Operating system and utility
2) Personal Productivity and system
3) System and application
4) System and utility
5) None of these

Ans 3

16) Windows 95, Windows 98 and Windows NT are known as
1) Processors
2) Domain names
3) Modems
4) operating system
5) None of these

Ans 4

17) Information on a computer is stored as
1) Analog data
2) Digital data
3) Modem data
4) Watts data
5) None of these

Ans 2

18) A program that works like a calculator for keeping track of money and making budget
1) calculator
2) Scholastic
3) Keyboard
4) Spreadsheet
5) None of these 

Ans 4

19) To take information from one source and bring it to your computer is refereed as
1) upload
2) Download
3) Transfer
4) De-Link
5) None of these

Ans 2

20) Each box in a spreading sheet is called
1) Cell
2) Empty Space
3) Record
4) Field
5) None of these

Ans 1
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